Are You Protected from a Catastrophic Illness in Your Family?

I live in the Greater Houston area.  You’d have to be living under a rock not to know that Hurricane Harvey decimated many parts of Houston.  Having lived in the Houston area for over 20 years, I know that flooding is a real and present possibility no matter where I live in the region.

My husband, Shane, and I buy a very affordable FEMA flood policy every year. Our home has never flooded in a storm so we have never had to file a claim. We pay into the system, along with many other families who thankfully have never had to file. We all contribute to a pool of monies that helps the families who do flood.

Health Insurance is exactly the same. ANY family can be faced catastrophic illness at anytime.  The best way to ensure your family doesn’t lose everything is to have health insurance in place.

I am living with metastatic breast cancer. I will be in treatment for the rest of my life.

My family’s total out-of-pocket medical expenses run about $10K per year with insurance. Without insurance we surely would have gone bankrupt the first year, and I would most likely be dead today.

Micro-business owners and solopreneurs especially need to heed my advice here, you do not want to put your family in a difficult financial position that could easily be prevented by having the proper insurance in place.

Open Enrollment begins November 1st on HealthCare.gov.

Be sure your family is protected.

Affordable Care Act Saved My Life

Hi!  My name is Kandas and the Affordable Care Act saved my life!

Yesterday I received my regularly scheduled doses of Herceptin and Lupron to keep that naughty Bertha away.  As I was sitting in the infusion chair, IV drip, drip, dripping protein inhibitors into my bloodstream, I was prompted to share the following message to Facebook:

Today is National Uncle & Aunt Day. Over 30 humans call me “Auntie Kandas”.

Today is also my tri-weekly infusion of Herceptin, the pharmaceutical marvel that is keeping Bertha away.

I am alive today because of the Affordable Care Act. The ACA doesn’t give me free insurance. We pay roughly $10k per year for the privilege of staying alive.

Not everyone can afford $10k per year. Does that mean they are less deserving than me? That their life is any less precious?

Social media trainers tell us not to share about sports, politics, religion or sex on our walls.

I am a rule breaker.

I believe health care should be a right and not a privilege. Compassionate societies care for their citizens.

So I am going to continue to remind anyone who follows me on social media that I owe my life to the Affordable Care Act, in hopes that enough people will feel compelled to tell their Representatives and Senators that this partisan bickering needs to stop. That people are more important than politics.

I am looking forward to more little humans calling me Auntie Kandas… And a couple even calling me Grandma… one day.

The ACA is keeping me alive.

I know these Facebook posts make some of my network uncomfortable, even angry. It’s an inconvenient truth that I will keep sharing. I have an 18-year-old daughter who needs me.