I live in the Greater Houston area. You’d have to be living under a rock not to know that Hurricane Harvey decimated many parts of Houston. Having lived in the Houston area for over 20 years, I know that flooding is a real and present possibility no matter where I live in the region.
My husband, Shane, and I buy a very affordable FEMA flood policy every year. Our home has never flooded in a storm so we have never had to file a claim. We pay into the system, along with many other families who thankfully have never had to file. We all contribute to a pool of monies that helps the families who do flood.
Health Insurance is exactly the same. ANY family can be faced catastrophic illness at anytime. The best way to ensure your family doesn’t lose everything is to have health insurance in place.
I am living with metastatic breast cancer. I will be in treatment for the rest of my life.
My family’s total out-of-pocket medical expenses run about $10K per year with insurance. Without insurance we surely would have gone bankrupt the first year, and I would most likely be dead today.
Micro-business owners and solopreneurs especially need to heed my advice here, you do not want to put your family in a difficult financial position that could easily be prevented by having the proper insurance in place.
Open Enrollment begins November 1st on HealthCare.gov.
Be sure your family is protected.